For Immediate Release
January 17, 2006

Evaluating Personal Auto, Home Insurance Programs Made Easier

January 17, 2006 -- Confluency Solutions announced today the addition of two new web tools in their cFluent suite of web modules. The Personal Risk Wizard and Annual Review Wizard are designed to help consumers make better decisions about their personal automobile, home and related insurance programs. Both can be licensed by independent insurance agents and companies for consumers to access via insurance web sites.

The cFluent Personal Risk Wizard guides a consumer to a quick, comprehensive set of insurance considerations such as appropriate limits and deductibles, as well as drawing attention to relevant insurance coverage limitations and exclusions. In addition to evaluating lifestyle protection, this web module takes the innovative approach of placing decisions about risk and insurance in the context of a user’s attitude toward risk in general.

The Annual Review Wizard is a dynamic annual review that makes a user aware of common changes that take place during the year which could render a previously adequate insurance program ineffective. Both web based tools deliver customized program suggestions in just minutes. These results can be incorporated with other insurance web modules and used in a variety of ways for maximum convenience and confidence to benefit independent insurance agents, their customers and others in their community.

These new web modules, in addition to the cFluent Personal Property Wizard, give independent agents and their customers the most complete set of web based tools for personal insurance evaluation available today. ”Most independent insurance agents see their first mission as helping consumers understand the risks they face so they can make the best possible decisions about their insurance program,.” explained Kevin McDonald, president of Confluency Solutions. “After the holidays and at the start of the new year is a good time to reflect on acquisitions, changes in lifestyle and income and reevaluate your old insurance program. These tools make it easier than ever before to do that.”

To access an evaluation version of the Personal Risk Wizard and recorded demo of the Annual Review Wizard , go to https://www.cFluent.com/store. For more information contact Confluency Solutions, Inc. at 877.351.2600.


About Confluency Solutions, Inc.
Confluency Solutions is a process and technology company with a special focus on helping independent insurance agencies and companies meet and exceed changing consumer expectations. They are headquartered in Jacksonville, Florida.  More information is available at www.confluencysolutions.com.

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Media Contact:
Kevin McDonald
(904) 807-4766 or tstrong@cfluent.com
Editor’s Note: Screen shots and online demos are available upon request.

cFluent